6+ day, 17+ hour ago   (484+ words) We’ve all heard of having too much of a good thing, and the stock market’s near four-year bull run has been a really, really good thing. Is it time to reduce your equity holdings? I suspect it is for the…...

3+ week, 2+ day ago   (345+ words) Childless Americans are more worried about life after work than parents. The DINKs are feeling like a couple of duds right about now. Not that advisors are pushing clients to start families, but it often acts as a wake-up call…...

3+ week, 2+ day ago   (737+ words) The financial planning tools advisors rely on are evolving from recommendation engines to direct advice enablement, which could help both advisors and their clients. Fast forward to 2026 and Income Lab has evolved from a niche retirement income software startup into…...

3+ week, 6+ day ago   (582+ words) Wealth managers are looking beyond fixed income products into private markets and exchange-traded funds. “Just because we can generate 5% or 6% yield doesn’t mean that that’s a safe distribution rate,” said Davi Kutner, an advisor at Aprio Wealth Management. “That may…...

1+ mon, 6+ day ago   (513+ words) Bill Bengen never intended for the recommendation to become a baseline for retirement income spending, despite its popularity among prominent financial planners. If you’re reading Retirement Upside, you’ve probably heard of the 4% rule. “I never intended it to be a…...

1+ mon, 1+ week ago   (440+ words) Annuity sales hit nearly $124 billion in the second quarter, according to industry trade group LIMRA. There’s an old adage that annuities are sold, not bought … and boy, are sales up. Here’s a breakdown by category, according to LIMRA: RILAs have…...

1+ mon, 2+ week ago   (428+ words) The projection is up 7.5% from last year, and marks the largest annual jump in more than a decade, according to a new Fidelity study. Sorry to alarm you, but one of the biggest expenses your clients will face in retirement…...

1+ mon, 2+ week ago   (515+ words) As clients continue to adopt a more branched model of managing their finances, it might be something advisors just have to accept. We don’t know how to tell you this, but your clients are seeing someone else. “Ten years ago,…...